Housing

HOUSING RESOURCES

EVICTION AND FORECLOSURE MORATORIUM 

There is a moratorium on evictions in New York State until January 15, 2022. Tenants seeking protection from eviction must submit a Hardship Declaration form, indicating that they experienced a financial hardship during COVID-19 (from March 7, 2020 to January 15, 2022). Landlords are required to serve a copy of the Hardship Declaration on the tenant in the tenant’s primary language along with any other type of notice required by lease, agreement, or law, prior to initiating an eviction proceeding. Landlords can evict tenants who do not submit a hardship declaration, as well as tenants that are proven to have caused significant damage to the property or have been persistently and unreasonably engaging in behavior that substantially infringes on the use and enjoyment of other tenants or causes a substantial safety hazard to other tenants. Tenants are also protected from eviction if they have an application pending for rental assistance under the ERAP program, as eviction cases must be paused when a rental assistance application is pending, until there is a final determination made on the rental assistance application.

There is also a moratorium on residential foreclosure proceedings and tax lien sales until January 15, 2022. Homeowners and small landlords who own 10 or fewer residential dwellings can file Hardship Declarations with their mortgage lender, other foreclosing party, or a court that would prevent a foreclosure.

Tenants seeking to use the eviction moratorium must submit a hardship declaration and/or submit a rental assistance application under the ERAP program. The hardship declaration is a document explaining the source of the hardship. Hardship Declarations in both eviction and foreclosure matters are available in English and Spanish via the NYS Unified Court System. For assistance submitting your hardship declaration form or other rental support, see the resources below.

Use the Housing Justice For All Tool or one of the legal resources below to complete your hardship declaration. 

LEGAL RESOURCES

FINANCIAL RESOURCES

New York State Homeowner Assistance Fund (NYS HAF)

The New York State Homeowner Assistance Fund (NYS HAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as a result of a financial hardship caused by the COVID-19 pandemic. Funds are limited and will be distributed in the order that favorable applications are received. To learn more, visit the NYS HAF webpage or call 1-844-776-9423.

Emergency Rental Assistance Program (ERAP)
Learn more about this program on our website.

Applications that were sent before November 14 are being reviewed. As of November 14, funds are only available in Columbia County for households making between 80 percent and 120 percent of area median income. Residents who do not meet this requirement can sign up to be notified of new future funding. 

Department of Social Services (DSS)
DSS provides support for back rent, threat of eviction and/or security deposits. Recipients of Temporary Assistance contact your Temporary Assistance worker by phone or in-person. If you are not receiving Temporary Assistance and have an emergency need, apply for Emergency Assistance at DSS.
518-828-9411 or 25 Railroad Avenue, Hudson NY

Community Action of Greene County (CAGC)
CAGC provides rental assistance and backrent: 518-943-9205
St Catherine's Center for Children
Rapid re-housing, homeless prevention, and rental assistance: 518-337-7021 or kproper@st-cath.org

Galvan Housing Resources
Galvan Housing Resources provides free foreclosure prevention services and housing counseling: 518-822-0707 x15 or mortgagehelp@galvanfdn.org
 
Emergency Assistance and Neighbor to Neighbor Grants
Apply for emergency assistance help with overdue utilities, medical bills, short-term housing costs, and transportation problems. Contact Columbia Opportunities at 518-828-4611 or Catholic Charities at 518-828-8660.

HOME MAINTENANCE

Home Energy Assistance Program (HEAP)
The Home Energy Assistance Program (HEAP) helps low-income people pay the cost of heating their homes. If you are eligible, you may receive one regular HEAP benefit per program year and could also be eligible for emergency HEAP benefits if you are in danger of running out of fuel or having your utility service shut off.

Questions regarding the HEAP program should be directed to your HEAP Local District Contact.

Columbia County HEAP contacts

Department of Social Services
Columbia County Department of Social Services
PO Box 458
25 Railroad Avenue
Hudson, NY 12534
Phone: (518) 828-9411
Fax: (518) 828-3298
Days Open: Monday - Friday

Alternate Certifiers
Columbia County Office for the Aging
325 Columbia Street
Hudson, NY 12534
Phone: (518) 828-4258
Days Open: Monday - Friday

Alternate Certifiers
Columbia Opportunities, Inc.
540 Columbia Street
Hudson, NY 12534
Phone: (518) 828-4611
Days Open: Monday - Friday

After Hours Emergency Contact
Columbia County Sheriff’s Department
Phone: (518) 828-3344
Days Open: Monday - Friday

After Hours Emergency Contact
Hudson Police Department
Phone: (518) 828-3388
Days Open: Monday - Friday

Columbia County Department of Health Healthy Neighborhoods Program

The Healthy Neighborhoods Program (HNP) is a FREE service that aims to improve the health, safety, and environmental living conditions for all residents in Columbia County. Participants will be visited in their home by HNP educators who will work with residents on how to keep a healthy and safe home. During the home visit, HNP educators may identify safety or health hazards and provide information and free materials to help improve the area of concern.  

Products may include: Fire extinguishers, 10-year sealed smoke alarms, carbon monoxide detectors, radon test kits, asthma management tools, green cleaning items, child safety, and fall prevention items

https://www.columbiacountynyhealth.com/programs-and-services/environmental-health/
Phone: (518) 828-3358, option #3
Email: healthyneighborhoods@columbiacountyny.com

HOME OWNERSHIP

Columbia Opportunities Weatherization Assistance Program
518-828-4611 

RUPCO First-Time Homebuyers Program


ANTI-DISPLACEMENT LEARNING GRANT 

The City of Hudson and the Hudson Community Development and Planning Agency (HCDPA) were awarded a one million dollar grant for implementing strategies to address displacement of communities of color. The grant was awarded by Enterprise Community Partners, Inc. (Enterprise), in partnership with the New York State Attorney General. Hudson was one of ten cities participating in the New York State Anti-Displacement Learning Network. Since the Network’s launch in January 2020, state officials, leaders, and nonprofit partners have worked collaboratively with local stakeholders to identify particular triggers of displacement in communities of color and design targeted approaches to address them. The awarded applicants demonstrated an understanding of local causes of displacement, a history of collaborating, and a commitment to preserving and stabilizing neighborhoods facing high rates of displacement. Hudson will now implement these high-impact strategies locally, supported by $1 million committed by Enterprise, with plans aiming to preserve community stabilization and allow residents to remain in their homes.  

Execution of the grant strategies to prevent displacement began in Spring 2021. Key strategies include the creation and seeding of a Housing Trust Fund, providing emergency rental relief through Hudson Roots, the development of a Affordable Housing Development Plan with Pattern for Progress, and the creation of a new Housing Justice Director position. 

The Anti-Displacement Grant Progress Report: Q1 + 2 provides more information on grant activities during the first half of 2021.